Grab Splits Grabpay Topup Promo

Instead of a flat $5×4 for everyone, Grab has spliced their segments:

Topup $30 for

$4×4 a day
$5×4 a day
$7 off second ride
50% off up to $5

Accumulate even more points for GrabRewards when you use GrabPay! Have you starting using it yet? 💰 #GrabSG #GrabPay #GrabRewards

Posted by Grab on Thursday, July 13, 2017

AMEX Toastbox $3 off $6

Joining the action at toastbox after Visa Paywave and DBS applepay:

Register your American Express® Card and receive a one-time S$3 credit when you spend a min. of S$6 in a single receipt using contactless payment at Toast Box.

Posted by American Express on Thursday, July 6, 2017

Citibank Ramenplay 1 for 1 (selected dates)

Joining the ramen promos comes citibank

Craving for a piping hot bowl of ramen? Make your way down to So, Japanese Ramen and enjoy 1-for-1 ramen on selected…

Posted by Citi Singapore on Sunday, July 9, 2017

 

Citibank Paynow Grab $10 promo

Citibank has a promo to give $10 in Grab credits for the first 5000 to link up paynow and send $10 in an outgoing transaction.

http://www.citibank.com.sg/gcb/otherservices/payments-transfers.htm

 

  • step 1Login, access ‘PayNow’ from the ‘Payments & Transfers’ tab, and select
    ‘Link to receive’.
  • step 2 Choose either your mobile number or NRIC/FIN to be linked to your preferred Citi account.
  • step 3 Select your preferred account, enter your account nickname, which will be
    displayed to sender, and confirm details.
  • step 4 Key in the SMS OTP and you are all set to receive funds via PayNow.

 

Citibank Premier Miles 42K for existing customers (> 6 months, $9k spend/3mth)

A repeat of the sign up bonus, with some minor variations

Still a good deal if you are acquiring miles:

Earn 42,000 Miles* in just 2 months with your Citi PremierMiles Visa Card and get to your next destination faster. Enrol and spend a minimum of S$9,000 from now till 31 August 2017, with a one-time administrative fee of S$238. SMS ‘42KMILES XXXX’ to 72484 to participate, where XXXX is the last 4 digits of your main Citi PremierMiles Visa Card. For more information, visit http://citi.asia/2ulfqTg

*42,000 Miles presumes 10,800 Citi Miles earned on S$9,000 worth of local spend on the Citi PremierMiles Visa Card (at a rate of 1.2 miles per SGD1) and 31,200 Bonus Miles on payment of the administrative fee. Administrative fee will be automatically debited to the Card account upon enrolment and satisfaction of minimum spend criteria. Promotion T&Cs apply, http://citi.asia/2soWwZW

PMV_fb-video.mp4

Earn 42,000 Miles* in just 2 months with your Citi PremierMiles Visa Card and get to your next destination faster. Enrol and spend a minimum of S$9,000 from now till 31 August 2017, with a one-time administrative fee of S$238. SMS ‘42KMILES XXXX’ to 72484 to participate, where XXXX is the last 4 digits of your main Citi PremierMiles Visa Card. For more information, visit http://citi.asia/2ulfqTg*42,000 Miles presumes 10,800 Citi Miles earned on S$9,000 worth of local spend on the Citi PremierMiles Visa Card (at a rate of 1.2 miles per SGD1) and 31,200 Bonus Miles on payment of the administrative fee. Administrative fee will be automatically debited to the Card account upon enrolment and satisfaction of minimum spend criteria. Promotion T&Cs apply, http://citi.asia/2soWwZW

Posted by Citi Singapore on Thursday, July 6, 2017

7-11 $1 off $5 min spending w Visa Paywave

A good way to buy those small grocery bundles, like a pair of marigold milk on the 2 for $5.95 promotion and then deduct $1 off (while still getting your cashback/miles). Alternatively it works for alcohol(of the beer/cider variety) in a close enough range to NTUC/cold storage. You can probably think of more creative grocery mechanisms.

Grab upsizes their Grabpay $30 promotion to $8 off rides!

Grab has upped the stakes in their weekly promotion trying to promote Grabpay, an initiative they are building in the likes of Alipay and TenPay as a vertically integrated payments system.

Last week they reduced the top up quantum to $30 from $50, this week, they’ve increased the promotional discount to $8 for 4 rides in a day for that week.

Top up at least $30 worth of GrabPay Credits this weekend to get $8* off rides all week

Deal of the Month: May 2017 90c DBS Apple Pay

This particular promo was so good it ended after 4 days, 27 days less than the initial planned run.

The Deal: 90c Brackets for Starbucks (Single Drink), Toastbox (Toast Set), Uber (Single Ride)

Eligibility: Applepay (again iPhone)

This promo basically hit all the right spots for a budget hacker. In terms of the bare essentials: you will want to cover accommodation, travel and food.

While you won’t be seeing 90 cents rent anytime soon (unless AirBnB?), arguably the miles goes towards it, though it’s unlikely you will reach the minimum threshold for computation. Rents and Mortgage instalments have other monetization methods not yet covered.

Back to the main topic; the 90 cent combo wombo covers your typical day. Wake up early in the morning to take a 90 cent uber to work (covered up til $10) eat a heavy 90 cent Toast box toast set breakfast and takeaway a 90 cent Starbucks rainbow Unicorn Frapp (terrible choice, please get something else). If you’ve been hitting the gym and need tons of protein, you can repeat the Toast Set against for lunch and the mini meals. You can also buy 90 cent Starbucks for your friends or colleagues.

If you’re really looking for some punishment, you can do this for the entire day: 90 cent uber ride to work, 90 cent breakfast, 90 cent lunch, 90 cent starbucks, 90 cent dinner, taking the train/bus home $1.23? So about $5.73 for a semi luxurious protein filled diet. That would be $179 for the month for your expenses. And that is before your credit card points/rebates kick in.

(Also, you can shopback $0.20 the first uber ride of the day, cutting $6 off)

One more technique could be using a base uber ride with promotion code for the morning ride, and the apple pay 90 cent for the home bound trip.

And you can use it for the pricey Starbucks Reserve offerings too:

Too bad this one didn’t last, but I guess it pays (literally) to keep a close watch on Apple Pay promotions.

Deal of the Month: Apr 2017 $2 off Starbucks

There was actually two DBS Applepay promos in this month, but the key to generation would be the unlimited $2 off transaction Apple Pay promo.

(Generally, great promos have some element of unlimitedness for combo or value extraction) (Keep in mind, like airmiles, promos aren’t free, there is usually a policy rationale or marketing gimmick involved)

The Deal: $2 off Starbucks with minimum transaction size of $2
The Catch: Applepay (means you need an iphone)

This promotion is actually quite common (along with the Starbucks $2 off if you use x payment)

The trick is to have the right credit card (or debit card) everytime it swings around, along with a Starbucks membership card (it’s okay if it’s not gold as this will push it along).

Note that if you don’t drink coffee, the Starbucks Teavana series is not an effective way to get your tea fix. If you like western teas/infusions, you’re not gonna get your rooibos or darjeeling, if you’re a bubble tea person tough luck, an eastern tea person? no tieguanyin or dahongpao for you.

You’ll also need to be okay with Starbucks food, because that is the most effective use of rewards. At Gold level (don’t worry if you are not, interim green rewards have a good stepladder), every $60 of card spending gets you a free drink or food item the latter of which can redeem an $11.90 smoked salmon wrap. Like Airmiles for business/first class, you can value it at $6 for a smoked salmon wrap elsewhere, or at face value of $11.90, so that’s your implied return of 10-20%. The alternative redemption method is to pop by a full Starbucks Reserve and have a sip from their fancy siphon brews, which would otherwise set you back $10++ possibly.

With that set, you can top up $10 at a time to the starbucks card, getting 10 Starbucks points, $2 off via Applepay promo and the presiding DBS/Posb card promotion (the DBS Debit would be 5% cashback off cashless transactions; an Altitude card would be miles etc). This pares it down to about $5.60 for $10 in Starbucks face value. When combined with the very common 1 for 1 promotions, this knocks it down to $2.80 per $10 drink, or $2.52 per $9 venti drink. You can see that as a 72% discount off face value.

There is also another straight method for knocking the $2s, use the presiding promotion to get a Brewed Coffee, cutting it from $3.70 to $1.70 upon which your card promo kicks in. You get your coffee below Toastbox base $1.80 pricing. You can then customize your brewed coffee into the usual mixes by requesting milk and so on. (I would take it black, but its a cheap milk coffee) One more avenue is the $2 Short Brewed Coffee at certain full Starbucks Reserve. The Short size is a “hidden” menu in most Starbucks around the world including Singapore. (it’s however an open size in Japan)